Rachel Freeman is an experienced and internationally recognized financial expert, particularly in the areas of financial inclusion and innovative financial technologies. From 2001 to 2017, she held several senior positions at IFC in Central Asia, Africa and Asia.  Prior to joining IFC, Rachel was involved in several entrepreneurial ventures in the US and Russia. Tyme is the technology and solutions firm powering Tyme Bank, the first digital bank in South Africa with over 11 million customers, and GOtyme, our licensed bank in the Philippines with almost 6 million customers.  Rachel also sits on the Board of PaveBank and chairs the Audit Committee and is on the Board of the Financial Alliance for Women.